HOUSEHOLD INSURANCE

We get dozens of enquiries every week from people who are struggling with household insurance to cover floods. We are independent and able to offer advice and guidance on how to go about getting insurance.

Many homeowners and tenants at risk of flooding struggle to get household insurance, but there are some simple things to do to increase the chances of success:

Phone insurers directly, rather than using price comparison websites.

Check whether you are eligible for Flood Re by checking their website or if you cannot access the internet telephone our advice line.Are you eligble »

I AM ELIGBLE

Phone individual insurers listed on the FloodRe website. It is important to contact at least three companies to encourage competition and so that you can compare products. If you are eligible and find that you are getting no quotes after phoning 10 companies, please contact us.
You may find that you get a better offer without the use of Flood Re, so it is worth bearing this in mind.

I AM NOT ELIGBLE

Insurance companies and brokers may also advertise on Blue Pages.
Contact companies listed below in our Broker Protocol.
Telephone our advice line for help on accessing insurance.

Broker Protocol

The National Flood Forum has entered agreements with the companies below where we act as an Independent Appointed Representative. The companies provide a donation for each new policy and renewal signed and agree to abide by the Insurance Broker Protocol.

The National Flood Forum checks that the company is on the Financial Conduct Authority register and receives a copy of the broker’s Treating Customers Fairly document.

Brokers often specialise in certain areas, allowing them to offer policies where other companies might find it more difficult to do so.

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THE HOME INSURER

The Home Insurer can help you with Flood Insurance.

The Home Insurer

Expect personal, professional service and the UK’s best flood specialist and Flood Re insurers. Call 0800 612 5764 or visit the dedicated National Flood Forum page on The Home Insurer site. Quotes for any property and claims history.

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MUCH ADO INSURANCE

Much Ado Insurance can help you with Flood Insurance.

Much Ado Insurance

The team at Much Ado Insurance has over 20 years experience helping with flood insurance. With access to an expert panel of insurers, including Flood Re, we're confident of getting you covered. Call 01789 507 022 or request a call back online.

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SAGAR INSURANCES

Sagar Insurances can provide quotes for business as well as residential.

Sagar Insurances

Sagar Insurances understand the stress not only of finding comprehensive insurance for a home at risk of flooding but also the service and help required in the event of a flood surge.

Call 01282 858250 or visit our dedicated website below.

Adrian Flux Insurance, Logo

ADRIAN FLUX INSURANCE

One of the leading specialist home insurance brokers in the UK.

Adrian Flux Insurance

Adrian Flux Insurance is one of the leading specialist home insurance brokers in the UK and one of only a few able to access a range of insurance options to most owners of properties located in high risk flood areas.

Call 0800 085 6109 to arrange your quote today!

Blue Pages

Insurance companies and brokers may also advertise on Blue Pages.

IMPORTANT TIPS

Here are some tips when taking out the insurance policy.

BE HONEST

1

When asking for a quote it is important that you tell the whole truth. The danger of not doing so is that you invalidate your policy and you will not be able to make a claim should you need to. You should avoid the temptation to overlook a previous flooding incident or a nearby ditch.

READ THE POLICY

2

Make sure that you read the insurance policy in full before purchase to make sure that it covers you and meets your needs. The cheapest policy is not always the best.

VALUE ACCURATELY

3

Be thoughtful when thinking about the value of the goods and property being insured. Whilst you don’t wish to be overinsured, underinsurance can result in only part of your claim being paid.

KEEP EVIDENCE

4

Do keep receipts of major items purchased for future reference. Photographs of your rooms and contents may also be useful if you need to make a claim at some future date.